Using Your Superannuation to Fund a Hair Transplant

• November 5, 2025
• Dr. Joshua Wee

Last updated on November 5, 2025

A Smarter Way to Restore Your Confidence

At New Hair Clinic, we believe that feeling great about your appearance can significantly boost your confidence and well-being. If you’ve been considering a hair transplant but are unsure about how to cover the costs, there’s an option you might not have considered: using your superannuation to fund the procedure.

That’s right—your super could be the key to restoring your hair without the immediate financial strain. In this article, we’ll walk you through how you can access your super for hair transplant surgery, and explain why this could be a smart way to make your treatment more affordable.

Click here to book a consultation or call (08) 9389 6000 to discuss your situation.

Who Can Access Super for a Hair Transplant?

To access your superannuation for a hair transplant, you need to meet a few simple conditions. Typically, these include:

• A Medical Reason: You need to show that your hair loss is impacting your health or well-being. This could include medical conditions like alopecia or hair loss due to medical treatments such as chemotherapy.
• Doctor’s Support: A letter from your doctor or specialist may be needed to confirm that a hair transplant is the right solution for you and that it is necessary for your health.

As long as you meet these conditions, accessing your super to fund your hair transplant could be a great option.

How to Use Your Super for Your Hair Transplant at New Hair Clinic

At New Hair Clinic, we’re here to make this process as easy as possible for you. Here’s how it works in four simple steps:

1. Book Your Consultation

Your journey starts with a consultation at New Hair Clinic. We’ll sit down with you, discuss your hair restoration goals, and review your medical history to see if a hair transplant is right for you. This is a no-pressure consultation where you’ll get all the information you need to make an informed decision.

2. Confirm Eligibility for Super Access

If your doctor supports the idea of a hair transplant and you meet the requirements for early superannuation access, we’ll help you understand exactly what’s needed to apply. We’ll guide you through the paperwork and make sure you have everything in place.

3. Apply to Access Your Super

Once we’ve confirmed you meet the eligibility criteria, we’ll help you submit an application to release your super. This application goes to your superannuation fund, and they’ll review it based on their guidelines. The good news is, we’re here to help you with every step of the paperwork, so it’s a smooth and simple process.

4. Approval and Scheduling Your Treatment

Once your super fund approves your request, the funds will be released, and we can go ahead and schedule your hair transplant! We’ll work with you to find the best time for your procedure and make sure you feel relaxed and confident in the next steps.

Why Choose New Hair Clinic?

At New Hair Clinic, we make the process as straightforward and stress-free as possible. Here’s why so many people trust us with their hair restoration:

• Expert Care: Our team of experienced professionals will ensure you get the best results from your hair transplant, using the latest techniques for natural-looking hair restoration.
• Personalized Attention: We know that every person’s hair loss story is different, which is why we take the time to customize a treatment plan that works specifically for you.
• Convenient and Transparent Pricing: We offer clear, upfront pricing with no hidden fees, and we’ll make sure you fully understand the costs before moving forward. Using your superannuation is one of the ways we can help make the process more affordable for you.
• Easy Process: From your consultation to the day of your procedure, we’ll guide you through every step and ensure you feel confident and comfortable along the way. Using your superannuation doesn’t have to be complicated—we’re here to make it easy.

Frequently Asked Questions

1. How much will a hair transplant cost?

The cost of your hair transplant depends on a few factors, such as the treatment method and the size of the area being treated. We’ll provide you with an honest, detailed breakdown during your consultation so you know exactly what to expect.

2. How long does it take to get approval to release my super?

The approval process can take a few weeks, but we’ll help you get everything ready quickly so there are no delays. It’s always a good idea to start early to give yourself plenty of time before you’re ready for your treatment.

3. Can I access all of my superannuation for the procedure?

You can only access the amount of super that’s required for the procedure. We’ll help you determine exactly how much you can claim based on your needs.

4. How long will it take to recover from a hair transplant?

Recovery times can vary depending on the individual and the method used, but most people recover within a week to 10 days. Full results can take 6-12 months, but we’ll give you all the info you need to ensure a smooth recovery.

5. Is using my super for a hair transplant safe?

Yes! As long as your treatment meets the requirements for early super access, and you’re working with a trusted Perth clinic, it’s a safe and legal option. We’re here to help guide you through every step.

Ready to Restore Your Confidence?

If you’re ready to take the next step and restore your hair, using your superannuation to fund your hair transplant could be an easy and affordable solution. At New Hair Clinic, we’ll help you every step of the way—ensuring that the process is simple, straightforward, and stress-free.

Contact us today to book your consultation and let’s get started on the journey to a fuller head of hair. It’s easier than you think!

Disclaimer: The eligibility to access superannuation for a hair transplant is subject to specific criteria and approval by your superannuation fund. Always consult with a healthcare professional to determine if a hair transplant is suitable for you.